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@raptur3ready Oh sure, if you put enough down on the table you're good. I expect that the number of people who both have that kind of liquid cash and who do not have health insurance available from a job and choose not to purchase any on their own is quite slim. For our very wealthy clients...

@eaglehaze Prepay is easy for very predictable services, but oftentimes an office visit turns into a minor procedure or a minor procedure turns into a major procedure, etc. etc. and unless the provider pauses treatment and demands additional payment before they continue, then you end up in a...

@allaneparker As others have mentioned, self-pay itself is not fraud, but what they probably meant is that it would be fraud if she reported she didn't have insurance when she did in order to access the provider's self-pay rates. It may seem like a white lie like some others in this thread...

@jander8629 Yep, my comment would only be for in-network providers. The out of network provider is not required to file claims to or interact with the insurance company at all barring either of the the scenarios where the patient has no surprises act protections or if there was a state law...

@av3nger Correct, but it may be a violation of the contract between the provider and the insurance company if the provider is aware of it and bills directly to the insured. This would be a problem for the provider and not the patience/insured. Depending on the context it may run afoul of some of...