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@maviella Oh I didn’t take it that way lol. I’m bitter still about not being able to work. It’s my own issues. As for recreational pursuits I garden, thrift, paint, read, foster an animal. That and my medical appointments take about all my time. My kiddo is luckily a well adjusted young person...

@maviella I can do a bit of consulting type work but that is not frequent and the pay can vary. Due to my medical issues now that also limits my ability to take some work due to my own medical follow ups. lol yes I guess I am “retired” not by choice. I guess I was just hoping for ideas on how...

@murderer Thank you. I will look into all of these. Any financial planner that you’d recommend for further in person consultation?

@butterfly2222 Several votes for index funds. I guess these should top my research list. New issue treasuries I’ve not heard much about. I will look into those. Thank you 😊

@bradleyhiggins Ok is there a particular one that you’d suggest ?

@resjudicata Yes that is correct. Nice. Thank you ! That is what I was looking for. Like “here do this “ !! lol I might be smart but due to schooling and my former job I just never paid much attention to investing. So S&P500 is what you’d recommend? I opened a vanguard and Wealthfront...

Im 41 F, divorced, one child in college and live in a lower cost part of California. I own a home that I bought Jan 2023 with a 2/1 buy down. Payments will increase from 1850 to 2150 when the buy down is over. I’m in a somewhat strange situation due to the fact that I was a government employee...