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@icycool25 If you’re asking for your parents to gift you a house, you will obviously have to pay gift tax (CAT). If you want to buy it off them, or even just buy part of it you need to pay the market rate, otherwise the difference in price would be considered a gift, and you’d have to pay CAT...

@noose Does your employer offer any benefits ie APSS or SAYE plans? This might be of more short term benefit but as already pointed out you’re well covered financially. I assume you have suitable insurance coverage for your family needs? That would be the other area I’d look at if you have...