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    Pay off 8.4% personal loan or keep building emergency fund?

    @urghay If you have a way to borrow quickly for an emergency (such as via a credit card although hopefully better), I would pay it off. Otherwise, you need to keep some of it available. If you choose the forma and use something high interest, I would have a plan ready to go to convert it...
  2. T

    is a CD right for me or should I stick to a savings account?

    @laterrainfot Newtech has a 5.25% savings account. I wouldn't bother with a less liquid asset.
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