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@grace2018 Hmm, thanks for that - I will look up IEM when I get home. I had thought that I would leave at least half of that allocation in the fee free cash options (interest, bonds, term deposits), and I have been further debating the idea of putting some in the property fund (Instead of...

@wdferry He's a puppy at heart, that's what counts right? :-)

I have been debating back and forth between the different super providers who will let me buy etf's rather than using their mutual funds - here is my thought process / background: I was with an industry super fund, taking 2% per year, got pissed off and decided to move. I only really want to...