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@resjudicata More people need to realize this

@toast19 I’m not sure this is accurate. The two times I’ve used my uninsured coverage my collision did not play a factor at all. Unless I’m not sure what you’re trying to say.

@thetruthseeker1983 This would actually fall into the un-insured/under-insured portion of your policy. This would apply your liability limits to your own vehicle in the event the person who hit you doesn’t have enough coverage. This doesn’t affect your premium like using your own collision...