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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @tigger45 Yeah I am very lucky with my position. Its kinda shocking to see some of my friends struggle to pay for things because their parents earn average salaries while I'm being thrown money
  2. C

    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @inall Some of these comments were making me really think I was stupid cause I thought it was common lmao 😭
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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @resjudicata Yeah it seems I'd be better off building my cv with relevant clinical experience for a couple years before
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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @jtc26 The NHS health career website states that trainee clinical psychologists are mostly funded by the NHS and earn a salary of 35k if under 2 years of experience
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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @gailt So they look at past income regardless of my current salary? Would it be better to wait several years into the PhD or would they still disregard my current salary? :)
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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @kateeight Wow thats really helpful thanks! So while completing a Msc I could be gaining the relevant experience at the same time? :) I had assumed it'd just be an extended year of the course. Also do you mean get a health care worker role while I start second year of my bachelors?
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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @jhanice I'll definitely keep looking at other courses while I'm still learning, thanks for the advice!! :))
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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @jhanice That's very true! I hadn't assumed that the process would be completely simple like above, but there aren't many resources I can find that go into detail about the application processes and such. This is very useful to know! :) the above is really supposed to be an outline, even if it...
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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    @richa Hmm that's really true, i guess timing is really the biggest issue for me
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    Am I being unrealistic with my plan to use my student loan for a down-payment for a house?

    I am about to be 19 years old and entering my second year at uni doing a Master's in Psychology (4 years total). I've had this idea to save my maintenance loan and use it as a down-payment on a small home and need someone to tell me if I'm missing something lol. I'm also very good at budgeting...
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