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@richief This is how it works. If you don't agree with the offer they give you a chance to prove your point. They don't spend time disproving their own offer and I don't know why you'd expect them to. If the time put in doing this isn't a priority to you then you don't put in the work and you...

@dan1958 You're not understanding what they're telling you. The vehicle will have to be referred because of the HP. Likely it'll have to go to a specialty insurance company because no one will want to insure it if it's too high because it's considered more risk. Especially if you're a young...

@dan1958 No. The vehicle is the red flag. They don't want it. Everytime you quote with this vehicle it'll be the same story. It'll require referral and a specialty (expensive) insurance. Get yourself a regular car lol

@dan1958 That doesn't make sense. Were you denied for material misrepresentation? Like you lied about the vehicle? Being denied insurance because a vehicle cannot be insured isn't going to show up in your history. Material misrep, non disclosure, non payment will

@waffleone3 No insurance follows the vehicle so that means lend your car, lend your insurance so your vehicle is covered if you lend it to someone. That also means if the borrower has an accident with it, it stays on your insurance as well so if there is an at fault accident it is now the owners...

@catherineelizabeth251 Not convicted. The ticket won't even appear until you pay it.

@doubtingdisciple Your insurance covers you. Theirs covers them. Ontario insurance is no fault in order to speed up the claims process by eliminating the need to negotiate with the at fault party's insurance. Call your own insurance company to initiate the claim.

@kema1212 Insurance follows the car. Not the driver. Unless a spouse is specifically excluded through a signed document then spouse borrows car and the insurance comes with it. Your coworker is wrong

@henriettag What are you asking for? Reimbursement for the cost of the waiver over 4 years or full reimbursement for the vehicle? A few things. The policy docs would have explained the terms of the waiver and they'll say you should have read that and known it wasn't valid and requested it's...