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@luth96 There's nothing saying you have to do it exactly like that. Why not retire at 55 and bridge to 65, or 60 to 65? Determine what pension you'd like at 65, and how long you'd have to work to attain that. Then figure out how many years you need to bridge between that age and the start of...

@luth96 I'm in a similar boat. I have a DB pension and can reasonably break $90k/year if I work until I'm 65. Nonetheless I'm still putting money into my RRSP (the little space I have left). The reason: I don't plan on working until 65, or at least being financially independent that I don't have...