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@pattyharden Salaam, Here is the conventional wisdom in terms of financial order of operation Establish 6 months emergency fund Get 401k Match from employer Max HSA Max Roth IRA Return to 401K 529 for kids or Brokerage If you have high interest debt ( a debit interest % that passes the...

@mikeseven I am hoping for 5% with the next rates hike.

@neveragain1 Waiting for CD rates to go higher then going to lock in a nice rate.

@counselorwriterdad I use Fidelity, more modern UI and insights. If you want access to Crypto ETF, you can get that at Fidelity but not vanguard. Overall, vanguard and fidelity are all good.