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Thanks to everyone who provided some much needed insight and advice, appreciate all of you!!

@donald_allan Thank you, the lower monthly payments is something that I never considered before and I think that’ll help me make a decision as the extra monthly cash flow will help me increase my savings/investment.

Hi everyone!! First time poster here and I was hoping to get some advice. I recently purchased a brand new vehicle and received finance through VW financial services. I’m a first time buyer and was rejected for financing from major banks even though I have plenty of savings. My current...