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@simply4him See above comments

@puerazaelis Great point. At this stage you should be able to set your comparison. Define the number of years and the loan amount and it spits out the total cost and comparison rate for that set of inputs based on that lenders fees.

@ruoungoaithanhnien I didn’t say there was. Just saying that it isn’t BS that someone on $350k can feel financially stretched post kids.

@mila Nah, lifestyle creep is a bitch. And they probably bought all new baby stuff rather than second hand. There is lots they can do like sell a car, cancel hello fresh, cancel most/all their streaming services, switch mobiles away from Telstra. But until they do that they’ll feel the pinch...