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  1. B

    How are worst case auto accidents covered? e.g. If a drunk driver knocks a packed school bus off a cliff

    @lene22 It wouldn’t be. The at-fault person would be sued, but unless they were Elon Musk, they wouldn’t need anything close to the settlement amount.
  2. B

    How are worst case auto accidents covered? e.g. If a drunk driver knocks a packed school bus off a cliff

    @lene22 The insurance company is only liable up to the policy maximum of the at-fault persons limits they elected. The at-fault person would be sued directly for anything above.
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