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@killalljewishpeople2934 This feels intuitive but surely it's not the best solution? OP should calculate which loan is incurring the largest monthly interest and 100% focus on paying that off while doing nothing more than minimum payments on the rest, and once that is cleared move on to the next...

@sweetcitywoman Seriously, paying 1300/month for an apartment all to themselves while drowning under debt is madness. I am spending less than half that in a room-share and I have plenty of savings and no debt, it just sounds like a stupid amount of money to waste.