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@raytheon Why on earth would you have such low liability amounts on your policy? Carrying minimums is where you went wrong here. One accident will easily eat that up and then you’re left holding the bag. Yes, the other drivers coverage will cover what yours won’t, but they’re going to come...

@lindseyt This needs to be a sticky here. It shocks and scares me that so many people have zero clue that rates are affected by a hundred different things and there’s no way possible that someone could answer this inquiry here.

@former32%C2%B0mason This answer covered ALL the bases. Nicely done.

@amw88 No kidding. Why on earth would someone choose an airport rental?

@rethink88 Your driving record isn’t an issue. It’s the number of CLAIMS you’ve made. You’re high risk now because they’ve paid out a lot while insuring you. Think about it. Would YOU want to insure someone who has had multiple claims in the last few years? I’d call a local, independent agent...

@vegdar You have to get a NC license. You have to insure the car in NC. You will have to register the car in NC. I do believe it will be cheaper to insure the car in NC vs. NY. Impossible to say how much cheaper it’ll be. An insurance agent can tell you this. Now, there may be some...

@shane2008 It’s ridiculous isn’t it? The way insurance is done is bazaar.

@knicole97 High risk my ass. I think that guy is full of it, as a couple of non accident infractions shouldn’t put you in that category. Find a different company if you can. $1000 a month is ridiculous and sounds like what it would cost for a guy with multiple DUI’s.

@shane2008 Nope. You let your insurance lapse. That in and of itself will make your rates sky rocket. That’s why policies exist for people who don’t even own a car, so you can keep continual coverage.