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@nyeung You're asking whether mars will accept less than what is owed. Mars like any creditor will make their decision based on the information they have and the information you provide them. There is genuinely no way for anyone here to give you a definitive answer. Make your case and see what...

@southernyankee It's illegal to change the terms and conditions of a signed agreed loan contract without the signed consent of the debtor.

@analogica I work in the complaints investigation dept of an Irish bank and sometimes encounter this complaint. There are a couple things to bear in mind. First a missed payment only reports to the CCR if its owed for more than a few days so if you have made the repayment it shouldnt impact...