@uberweston i mean the fixed money (Festgeld?) offers from Postfinance are 0,94% yield but 100k minimum. Depends on the size of your emergency fund i'd say
@ninjax Keep in mind that some or most savings accounts have withdrawal limits, either about quantity or time - except you use the bank where you have it for the morgage, then they are happy to dissolve your savings account instantly and transform it into a morgage.
@qmedic this. And then activate some regular payment to those accounts right after salary.
Salary
Taxes
Yearly expenses
Savings account
You could also combine yearly expenses with the taxes account.