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@faithactivated I would suggest PSLF as a government employee for student loans but then again its only 7-8k. You should be able to knock them out in a year which do you wonders. That car insurance is high for 1 car a month. Whats the side gig?

@smtdds Yeah our finances were good at the time but a 1000 monthly drain is still not ideal.

@jesussaves7763 Bought 2 new cars at relatively the same time. A 2019 and 2021. Realized later that was dumb since we had like 900-1000 a month going towards cars. But plan now is to ride them both minimum 10 years! Ones paid off and the other will be in max 2 years. 2 reliable cars is an asset.

@princessoflight Bad market to buy a car. If its running id wait a year or 2. Grow that money in a HYSA or CD