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@sodomyslayer69 I know that you really want your vehicle to not be totaled, but you must look at it from the other direction. If you were out buying a vehicle from a dealership or a private party and you found out the car was damaged beyond repair but the insurance company just waived it off...

@amu Dude, you have nooooooooooooooooooooo idea how insurance works. Nobody is fixing your car. Like. It's the least likely thing to ever happen. What would an insurance company even do with a repaired vehicle?

@leadersmash It will protect you from your rates going up because of that accident. It will not protect you from raising premium. Virtually every single person had their rates increased last year.

@amu What in the world are you talking about? Gets a warrant? Nobody is going to fix your car. If it's totaled, it'll be auctioned off, damaged. I don't know where you are getting your ideas from, but they are....very very flawed. I would suggest you stop listening to them.

@amu I'm gonna be honest, pretty much everything you wrote is completely wrong. To begin with, KBB values are not a good match for the ACV of your vehicle. I mean, obviously their reasonably close just because that's how much cars are worth, but I wouldn't even be looking at that. Sounds like...