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    P015 - Lessons learned from 30 years of banking

    @nol It is standard, Yes. Just disable the debit card for the bank account where most of your money is. Put some money each month into another account for your expenses and use the debit card from this account.
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    P015 - Lessons learned from 30 years of banking

    @azula Again, going debit card free was only a suggestion for your main account where you get your salary or where your main corpus resides. You can have debit card, UPI, NetBanking and whatever else on a separate expenditure account. Just keep funding this account from your main account each...
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    P015 - Lessons learned from 30 years of banking

    @%CE%A3%CE%B1%CE%BC%CE%BF%CF%85%CE%AE%CE%BB Feature phone would be the best! :D Then you can look at Google Pixels. Google had the Android One program, but it's not alive anymore. Nokia also had almost zero bloatware phones, but they've been pushed out of the market by Chinese companies. After...
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    P015 - Lessons learned from 30 years of banking

    @lovelifelln It's pretty good actually. The formula remains the same though. It needs to be linked to the expenditure account only to limit your losses. Never seen any issues with UPI, but you never know. Also UPI frauds are pretty rampant.
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    P015 - Lessons learned from 30 years of banking

    @rski Cyber security guy here. Your approach is nearly as good as it gets. I have only one suggestion. Your salary account should not have a debit card. Debit cards can be a nightmare especially if you swipe it somewhere and it is cloned (have seen cases). It should have only one way of...
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