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@truth316 Wire transfer fee from BDO is flat rate, so you can do quarterly transfers to lower the cost

@ali89 Where did I say you don't need income? Basic requirement for investing is you have a stable income. You think you don't have enough money to save and invest? Save 1% of your monthly income. Sounds doable? Congratulations, you just lowered your expenses. Next month make it 2%, then after...

@ali89 No man, you're just still too fixated on income. You can always start to build your wealth regardless of your income. By all means, do your best to be rich, it may or may not happen. But do yourself a favor, start building on your wealth now

@ali89 But you can fill a bucket with a drop of water each day, ikaw na nagsabi "generational wealth", if you're doing it for yourself then maybe no, pero if you start building that generational wealth now and have your family pass on the culture then think how many buckets you can fill (no...

@dariusc93 Being "rich" is a function of income, being "wealthy" is a function of net worth. You can be either, or both. A lot of people here want to get rich first before they build up they're wealth. Good luck with that

@oneiric1975 When you graduate from the income mentality to the networth mentality, things will get better

@mantadre Yes, none of these matter in the long run

@jam2b In an event of a bank run that leads to bankruptcy, the person that withdraws first can get all of his money back - so it's like a race. This is in contrast with the stock market where everyone who holds that stock is affected when that stock crashes.

@yochanagrace Blackrock and other investment firms have bitcoin ETFs because of the fees. Same reason why we have marijuana ETF and other thematic ETFs, because they know investors respond well to attention induced trading, they respond to sensationalized coverage from media. Don't be silly...

@dcjh Not yet, I was hoping someone here would try it. The "for travel only" rule is easier to enforce if over the counter though

@dcjh From their email: Experience enhanced Foreign Exchange services via BPI Online. You now have the flexibility to buy or sell your US Dollars round the clock, even on holidays, all while enjoying competitive rates. Plus, earn BPI Rewards Points for every USD 500 that you exchange. Not yet...

@maryj From their email: Experience enhanced Foreign Exchange services via BPI Online. You now have the flexibility to buy or sell your US Dollars round the clock, even on holidays, all while enjoying competitive rates. Plus, earn BPI Rewards Points for every USD 500 that you exchange. Not...

@averagedude Greedy move by BPI. At least they now allow PhP to USD conversion online, easier for sending to IBKR

@strawblonde IBKR have Irish- domiciled funds