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@joey24 VFIAX would be a good alternative. VFIAX tracks the top 500 US companies like the S&P 500. The 2060 target has most of those same companies as well plus it’s 36% international shares. Then it has ~10% of bonds as well, which are a safer play but usually less returns. The advantage of a...

@joey24 If you want to retire at 60, a targeted fund of 2060 is a great bet.