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@christopher11 If your budget for the car is €3000 make sure you have additional budget for insurance as that will be quite expensive if its your first time insuring a car. You'd be looking at 2 grand give or take depending on named driver experience, years of driving, address where the car is...

@buzzard Either move to the property that you own unless it’s a property abroad then it might not be feasible unless you can work remote. That will be a huge saving. Bit difficult nowadays to do but move into a shared house for a year or two or as long as it takes to clear some of the higher...