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@tbdude65 Good to know but i don’t have room anyway. And honestly i prefer to stay away from the banks when it comes to investing.

@christian_follower My husband and I are both with scotiabank and we got the same offer but it was a RRSP catch up LOC. we will never accept it because we don’t even have room but it’s not a good deal anyway because apparently we would need to invest in their MFs. Plus borrowing at 7.7% and...