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@immanuelsdottir That makes sense. We’ve had a toxic relationship with our credit cards in the past which we have have reduced from about 100k to 50k now. Just antsy about falling back into those past behaviours and never paying them off completely.

@immanuelsdottir Agreed that we aren’t doing to well. It’s an emergency fund while we work on the debt. Covers 2 months expenses working towards getting that to 6 months.

@gracer My wife and I (27yos) just played a drinking game on everything we lost on against you and yeah we are drunk af now. Netting 70k income and 20k going towards saving. 400k debt for car and credit cards. 60k total savings. Thanks for the motivation.