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@tabinek I call the rep up and she was able to pull some what of an info that they mailed out two letters prior to the due date—one where I never received. I’m going to write them a letter. We will see.

@tabinek Wouldn’t I lose the argument? Although they didn’t sent me a letter for the grace period or at least I didn’t receive one, they did sent me one two week before the due date. Could I argue that was too short of a time? I am currently in the process of filling out the reinstatement form.

@tabinek Yea, reinstatement, wasn’t paying attention. I did call them. But the rep didn’t even wanna talk about the timeline of when I was notified. She simply said I had the option to reinstate the policy. But what I do know is, I made a payment on November 9; was out in a grace period in...

@tabinek I think it is a whole life policy. The cash value would cover him until he is 66. If it is reinstall, it would cover him until he is 100. I don’t know if they are contractually required, but they didn’t send me anything in December. The letter I received at the beginning of February...

My life insurance company did not send me notice of the grace period nor a bill until January. I received the bill a little before February, then missed paying the bill. I could reinstall the policy for 500, but the policy is for my dad who had a stroke back in 2015. I have to complete a form...