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@chelseamc They do not, but I think that's probably the best option still.

20s M, healthy, Zip 19103, 70k salary, started new job. My new employer has cafeteria options, but they all seem really expensive to me. I've seen other options for HDHP and they can be half if not less the cost. I'm not sure if I am missing something here as to why these plans seem much more...