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@sadmom81087 Not necessarily. I filled out a form once when the money came for the first time. Its been automated since.

@sadmom81087 Approximately 2-3 business days Disposal of inward remittance is automatic (atleast in my case). I receive an automatic email from them which contains the summary of the remittance. All of this without me submitting any documents or back and forth with my relationship manager.

@sadmom81087 Go for Kotak. I've been their customer for couple of years now and their remittance system is seamless.