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@starlight30 Well.... not something I’d normally consider but paying the interest to myself vs the bank seemed intriguing. Not to mention I assume a home equity line would come with closing costs. This wouldn’t.

46m/47f Household income: ~ $180k L/MCOL Investments: Tax deferred: $755K Roth: $275K Taxable: $67K Contributing: $45.5k to tax deferred and $12k Roth this year Morgtage: $50K outstanding @2.75 (7.5 years remaining) / House value ~ $225k Car Loans: $6510 @ 2.29% (15 months remaining) /...