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@svs1957 It's on the amount beyond the 2.5 lakhs and I think only employee contribution is taxed not employer. And you don't pay tax on the contribution instead on the interest it accures in its lifetime. Last time I checked it wasn't clear if taxes would be detected at source by creating two...

@resjudicata Hence I start with the phare ideal world :)

@ruth2010 In an ideal world quality health care and education should be free