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    What goes into deciding the rate you’d get for a loan?

    @terrym5407 I previously worked in banks missing a single payment won't make a difference but if you consistently MIA 1 & 2 your risk will increase and Ur rate will be higher if approved. The rate banks give to most people is around the same. Usually the bank will have Ur rates significantly...
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    Move back to Kuala Lumpur - Yes? No?

    @toney9113 14k can just fly here and eat sand lmao flights alone with movers for their things probably cost 14k already.
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