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@guacamole Yeah I agree. Mom has $6million between retirement and life insurance payout invested so she’s at a safe 4% awr. …She’s also very frustrating to deal with for any and all health issues. She lost her mom at 4, her dad at 21, and now her husband at 58. She doesn’t want to see a doctor...

@guacamole Yeah, we are looking to get a $3 million policy for my wife and a $2.5 million for myself. 25 year term. We are in high income jobs (biotech and a physician), but we also have nearly $400k in loans plus a mortgage. If my wife passed I’d probably have to sell our house and hire help...

I’m just so incredibly frustrated with myself. My wife and I are trying to do the right thing. We lost my dad to cancer at age 60 and he had a policy that takes care of my mom pretty well. We are in our 30s, we have a 2 year old, and we’re trying to do the same. I am a stocky/athletic...