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@nguyenhaongnam When rent gets increased and your wage doesn’t, the rental agreement when you first moved in doesn’t matter anymore. I’ve heard of rent going up by $700 for some. It’s bananas.

Someone I know has gotten several letters from a collection agency threatening legal action for an old credit card debt. It’s from about 8 years ago, but last contact was about two years ago, maybe more. This last letter is from a lawyer’s office saying, the person has “committed an act of...