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@loo Who cares what people say :) In the end everyone is dealt different cards in life. I lived at home for most of my 20s which allowed me to save. Some have that luxury available to them, others don't. Everyone's situation is different. Regardless, it's a major achievement that you can and...

@loo Congrats OP! I'm in a similar situation at 34. Bought a 60's brick flat end of 2018 (Inner SE Melb) with 50% deposit (440K and 220K loan). Fully offset a few months ago mainly possible due to an extremely generous redundancy package and gardening leave given to me in 2020. Figured I'll...