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@gtg1031 Household income was at 90K siguro at the time, with gf no kids. Condo price was 3.2M (64 sqm). 20% dp. Then 6.4% interest rate at the time of loan. It was different back then. Haha. Ngayon, you need to be earning a lot more, especially with the price and inflation

@gtg1031 Di pa. 4 yrs pa

@gtg1031 this is true. sometimes more than double pa. it is not for everyone, or at least not until you're financially ready. and it's even more difficult with today's economy. Since college nagrerent ako ng apartment, then grabbed the opportunity to buy pre-selling condo when price and...

@gtg1031 but if you can comfortably afford the monthly amortization, you should be able to save up for all other fees. Then just consider the monthly assoc dues on top of your bills.

@gtg1031 first time property buyers should do their due diligence to research the true cost of owning a property. bank charges is usually a percentage of the loan price of the property. Assoc dues is monthly, depending on the rate given by the developer Insurance is mandatory and paid...