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Also, everything is in the state of New York. My apologies for not including that. Absolutely meant to in the original post

@davelew86 thank you. You've been very helpful

@davelew86 Haha I certainly know better, but youre about the first person in the industry that's even considered the possibility of handling the whole pie. It's been quite the fiasco since creating this partnership. Thanks for the suggestions though. I've mainly been speaking with brokers local...

@davelew86 Thank you, that helps a lot. Maybe I'm speaking with the wrong brokers then. I've spoken with multiple commercial agents that have essentially looked at me and then asked what sort of policy I'm looking for. It seems like I overwhelm them when I present the whole pie in this manner...

@davelew86 The "huge umbrella policy" I mentioned wasnt my inclination. It's literally the last sentence of my writeup after a lengthy list of the policies I believe I need. I have spoken with multiple attorneys, insurance brokers, and CPAs regarding the many many questions that this complex...

Please refer to the diagram below to better understand my situation. I'm finding it remarkably difficult to fully grasp exactly what policies I should be getting, how much should be compartmentalized in separate policies vs grouped in a single one, how to even get coverage for certain things...