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@nightfall Im not sure if 99% wont use but if someone is in option trading like me its a big boon! My collateral generated 4-5% return and my option income on the pledged margin is like a freebie! Obviously, one needs to understand the nuisances and risk of options trading...

@2ndlight I prefer zerodha because units are in demat form which I can pledge and get margin to trade.If you don't trade still you can use zerodha. I like to have all stocks and mf in one place.makes it more convenient