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@tinkeretti I have a post grad loan of about 12k and savings of about £60k which are making me very little return at they moment. I'm not paying it back as I value having access to the capital in case I need it for a house deposit. These student loans are a great form of finance in terms of...

@phoenix23 If they bring in the transferable tax allowance as Truss has suggested that would give you an even greater incentive to become a single wage-earner family. Hi-ho-hi-ho, back the 1950s we go . . . .

@heartnsoul19 There's no other choice though. We'll find what money we can and borrow the rest. Households are not going to be paying £3.6k of their own money on energy.

@cbmiller I'm 99% certain that these figures will become irrelevant within the next 2-3 weeks. I know that you can only plan on what's put in front of you - but there is almost no chance that the average family ends up paying £3.6k a year in energy cots. No chance.