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    Need advice for USA Health Insurance. Expecting a child next year

    @dontajohnson What's the state ? In CA, 30K is normal delivery bill. Pre natal visits and checkup extra. In either case, you should be prepared to pay OOP max. So, IMO, go for plan 1, less OOP max, less premium. Just keep putting money in an HYSA account upto OOP max to pay bills when it comes...
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