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  1. J

    ETF Investment portfolio example for EU (based on 5 risk factors)

    @kikizmommy This MSCI Small Small-Value: https://www.justetf.com/servlet/download?isin=IE00BSPLC413&documentType=MR&country=AT&lang=de Btw, I am from Austria.
  2. J

    ETF Investment portfolio example for EU (based on 5 risk factors)

    @dreamingjoeinjail I have a quite similar portfolio to your suggested one. I do not know if it was a deliberate choice of you to not have a low volatility ETF in your portfolio, but I also don't have one because a big part of researchers do not see it as a separate factor --> Low volatility...
  3. J

    Need clarity for capital loss/gain and tax declaration while using Degiro in Germany

    @huffy A: no they cannot as capital gains are treated different then other income so they cannot be seen as “werbungskosten” B: No stocks/ETFs/savings are always taxed with 25% (+ Soli) C: Take one who is close to you (where do you live?) D: Not directly, there is a bucket system you can...
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