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  1. T

    How do you motivate yourself to save and pay off debt?

    @homohabilis117 You need to do the Dave Ramsey method. Buy his book and run with it. It is made for people like you (about 90% of the US population).
  2. T

    How can I as a 15 year old save the most money by 18?

    @cytkeenan The easiest way will be to work very hard in school and get a scholarship for college that pays room and board. Then work very hard in college. Do as many internships as you can. Get an offer before you graduate. Live your life.
  3. T

    New to financial planning, I wasted 8 years of my 401K employment matching only 3%. Is it too late for me (30 F)?

    @allroads But save your receipts. You can always cash out of HSA the amount you already spent with after tax dollars.
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