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@christopher11 Will you be able to keep up repayments of a loan next year while at college? If you are on a 50kmph road it sounds pretty urban, what distance is it?

@kim75 You can look at a buy out as you buying a house from you + partner. You now are buying a house on your own and applying for a mortgage on the same principles as when you applied the first time, but obviously now on your own. You will have to meet the same criteria, prove you can make the...