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@inquirer2016 I only keep a 3 month emergency fund. I have two kids and am behind I don’t want 75k sitting there liquid doing nothing. My wife and I are both government workers. I’m not worried about layoffs

@shanewp1988 I have no 401k and my wife’s 401k is like 25k and I can’t afford to increase as I have two dependents you are doing better then you think.

@spinner981 If the cost are the same as you show I’m buying. I get my downpayment and principal payments back and appreciation. With rent I walk away with nothing after 5 years. Cost are the same or close then I’m buying

@itsdavidharvey I was thinking people dealing with current housing cost or rent if I had no mortgage yea that’s easy

@michaeldavis No problem! It sounds like a win win!!

@ladyingreen83c In my old house we couldn’t on 60k I make more than that. Idk how in this state of affairs you afford a family of 3-4 in 60k. Unless you own your home from way back when. We drifted from my original comment. 60k is 5k a month before taxes. Housing at 1500 bucks is 30% take home...

@michaeldavis Up your 401k and it’ll lower your tax burden look to pay off student loans in the next 2-3 years with a lump

@ladyingreen83c My wife had a choice. Increase standard of living with bigger house and continue to work. Or Stay put and be a SAHM. She chose the former. She’d rather live this way than be mean and at home with the kids. She can’t stay home now cause we can’t afford it. But at least it was...

@sisyphe Sure. We live the life my wife wants. At the same time she doesn’t want to stay home. We discussed it before we moved last year. I get wanting to stay home but sometimes you just can’t afford to and other times neither parent wants to.

@bryanjohnmaloney Suggestions on what a reasonable car may be? I owe 30k on my Honda accord hybrid 3.25% loan at $600/mo. Curious what a more reasonable used car would cost?

@derek1933 We got people making 60k trying to be SAHM now??? Like bruh I make 140k and can’t support my family of 4 alone. I need my wife’s income. Everyone just staying at home regardless of the family income is wild.

@hollan Yea cause this year I’m up way more than 8% buy VOO and just chill

@resjudicata Have you ever asked them if they would do It all over again just like that or would they make changes

@koko5273 Yes so when I told you what I have left each month (about $1000-1500) that’s my main job and my wife’s. I have two other jobs I work remote part time and make about 55k from. I plan to use that income to pay the mortgage down about 100k over the next 5 years then I’ll consider refiing...

@puddleglum3 I’d say over 50% of men have a wife like ours. We just got the generic type.

@egibson133 Sure I agree. I didn’t see a reason given for why he was doing it. I sold my 3% house to buy a bigger one in a better part of town. No one knows this better than me. But my question was why take this job if it only makes your future life worse. Someone else answered, they took it for...

@koko5273 Well my rate was abnormally low according to my attorney at closing. I had a 5.75% ARM 5/5 with navy federal credit union. I hear a 30 yr is around 7% maybe slightly lower. I sold my 3% home took my 100k check and bought this house at 477k so about 90k down for 20%. We have one kid...

@lizzi Ah his family lives over seas. Rough that 200k is just getting by there.

@resjudicata I had to explain to my wife that her car being paid off did not mean start shopping for a new one. God I had new cars but my wife is obsessed with it.

@koko5273 Yes thank you I’m excited for 5 years from now when something like 4k/mo will drop. I’m sitting in the attorneys office buying a house right this moment. $1200 mortgage at 3% is gone and traded for a $2600 mortgage but I couldn’t be happier. That’s where our cash flow is going to...