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@nigheandhonn If no money changed hands and was just added to the title can you tell me where the sale was and why Kainga Ora would give them a FHB grant? That makes no sense.

@flashhog When you say jointly, you mean two separate applications for the same property? You could apply for this one, both purchase the house, then she could apply for the grant on the next one. Or vice versa. That's my interpretation of Kainga Ora website. Remember though, you have to meet...

@flashhog Can confirm she will have FHB rights later on if she isn't on the s&p agreement. Also, if she owns this property but doesn't use the FHB grant then she could apply and use the FHB grant for her next property if it meets the criteria. Essentially, you can use the FHB grant once...