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    EPF 2023 dividend, Conventional 5.5%, Shariah 5.4%

    @blackfriar Dear lord since when do we entertain conspiracy theories on this sub
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    EPF 2023 dividend, Conventional 5.5%, Shariah 5.4%

    @russman Sort of - but the next question would be “if it’s a lot, then how much exactly” and from the perspective of a everyday person, the only thing that matters is whether they are actually spending more now. And that is entirely determined by inflation, not ringgit depreciation. Prices...
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    EPF 2023 dividend, Conventional 5.5%, Shariah 5.4%

    @amanda88 That’s not how economics/finance works. You can’t just add inflation and depreciation - it doesn’t make sense. If you are spending in RM, all that matters is inflation. Everything else e.g. imported inflation would factor into CPI inflation to determine how your purchasing power has...
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    Willing to invest rm10k but not sure what to invest in

    @orthodoxokie 10k is a lot and a great start, especially at your age! :) Some thoughts: (1) Don’t put all your eggs in one basket / diversify. Based on your risk appetite, figure out for yourself what % of your wealth should be parked in fixed deposit accounts (very safe) vs other instruments...
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