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    Discussion : choosing 9 year loan despite high income??

    @schnolhamor 9 years. Better cash flow and more debt to income service ratio for other loans like mortgage.
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    Rate my Finance + Need Opinion

    @erniedavid If paying 1.5k per month for car costs too much for u such as during emergency or anything then it's not suitable. Car can breakdown can have many unforseen issues and when that happens you still need to pay the installment every month and probably need to rent some car etc. So...
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    Rate my Finance + Need Opinion

    @erniedavid Income too low.
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