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@yhwhismysalvation Sell the Toyota I did the same silly thing years ago and bought a VW scirocco earning less than you now(not accounting for inflation) I made the choice and downgraded my car. Best decision ever. Frees up income. Bought my first property and most importantly lived stress...

@brandon9 Banks will use your personal accounts to track your living income and expenses. Always pay yourself a salary. This will allow for their scoring process to handle the rest. Money in a business account can be gone in an instant as the company is viewed as a separate entity.