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  1. M

    $15,000 credit card debt at 21yrs old

    @danielkim does it affect credit score in this type of deal
  2. M

    $15,000 credit card debt at 21yrs old

    @pam4him you have to make one big life change to cut spending now.. "no more alcohol/going out for 6 months" sort of thing.. get a second job and start paying balance down
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