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@mikpat That’s always the tag line people go, and I hate it. The real answer should be: your rent is the maximum you’ll pay for housing, your mortgage is the minimum you’ll pay for housing. Everyone has such rose colored glasses about the housing market from the last 10 years where pretty much...

@princessoflight Whatever you do, make sure you fix your withholding so this doesn’t happen again. I know it problem seems like you won or “gamed the system”, but you didn’t and getting $15k back is a losing situation.