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@pmmg Impress us with your intelligence then. Does your smarties made u a millionaire or multi millionaires?

@schnolhamor My situation - 10k gross. Bought a 100k car with 9 year loan. Reason, i dont plan to use the car for full 9 years. Maybe will sell in 5 years. Previously did this and i manage to sell my car higher than balance loan. 2) Rather to have a lower commitment every month as this will...

@kpc12 Maybe is just rm sucks. Well not gonna say no to extra pennies! I myself gonna support other currencies and crypto since the government keep forgetting / fucking the the m40 and keep trying to be popularist with b40 and bumi economy. Fuck them.